Legal

Terms of Service

These terms govern your access to and use of the VIP Negócios e Soluções subscription platforms. By creating an account or subscribing, you agree to them.

Last updated: August 10, 2026

Acceptance of terms

By creating an account, subscribing to, or otherwise using any platform operated by VIP Negócios e Soluções (VIP NEGOCIOS E SOLUCOES LTDA, CNPJ 40.112.276/0001-86), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use our platforms.

The service

We provide subscription-based SaaS platforms that analyze historical data you provide or connect and generate personalized statistical datasets, delivered through your member dashboard. We currently operate a localized platform for the United States market and a localized platform for the German market, each with its own language, currency, and payment integration. We also offer Pocket-App, a data archiving and classification application built for the German market.

Outputs are provided for informational, research, reporting, and business-analysis purposes. They are statistical in nature and do not constitute financial, legal, medical, or professional advice of any kind.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding contract to subscribe to our platforms. By subscribing, you confirm that you meet these requirements.

Your account

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at [email protected] if you suspect unauthorized use.

Subscription & billing

  • Subscriptions are billed on a recurring monthly basis and processed securely through Stripe.
  • Your subscription automatically renews each billing cycle until you cancel it.
  • Prices are displayed in the currency of your platform's market (USD for the US platform, EUR for the German platform) and may change with reasonable advance notice.
  • If a payment fails, our recovery automation engine may contact you by email to help resolve it; access may be paused until payment is completed.
  • Pocket-App is offered under its own pricing plan (subscription or one-time purchase, as shown at checkout), billed in EUR and processed securely through Stripe, separately from the US and German statistical-analysis platforms.

Refunds & cancellation

Every subscription includes a refund guarantee, described in full on our Refund Policy page. You may cancel your subscription at any time from your dashboard or by contacting support; cancellation stops future billing but does not automatically trigger a refund for the current period unless you qualify under the Refund Policy.

If you purchased Pocket-App as a consumer in Germany or the EU, you additionally benefit from the statutory 14-day right of withdrawal, described in full in the Pocket-App section of our Refund Policy.

Acceptable use

When using our platforms, you agree not to:

  • Use the service for any unlawful purpose or in violation of any applicable regulation.
  • Attempt to reverse-engineer, decompile, or extract the underlying algorithms of our analysis engine.
  • Resell, sublicense, or redistribute access to the platform without our prior written consent.
  • Upload data you do not have the right to use, or that infringes the rights of a third party.
  • Interfere with, overload, or attempt to gain unauthorized access to our systems.

Intellectual property

The platform, including its software, analysis algorithms, design, and branding, is the property of VIP Negócios e Soluções and is protected by applicable intellectual property laws. Subscribing grants you a limited, non-exclusive, non-transferable right to use the platform for its intended purpose — it does not transfer ownership of any underlying technology to you.

Datasets generated specifically for your account through the platform are yours to use for your own purposes.

Disclaimer

The platform and the datasets it generates are provided "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee that outputs will be error-free, complete, or fit for any particular purpose, and we do not guarantee uninterrupted access to the service.

Limitation of liability

To the maximum extent permitted by applicable law, VIP Negócios e Soluções shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform. Our total liability for any claim relating to the service is limited to the amount you paid us in the twelve months preceding the claim.

Termination

We may suspend or terminate your access to the platform if you violate these terms, engage in fraudulent activity, or fail to pay applicable fees. You may terminate your account at any time by cancelling your subscription and, if you wish, requesting deletion of your account data.

Governing law

These terms are governed by the laws of the Federative Republic of Brazil, without prejudice to any mandatory consumer-protection rights you may have under the law of your own country of residence, including the United States or Germany where applicable.

Changes to these terms

We may revise these terms from time to time. When we make material changes, we will update the "last updated" date above and, where appropriate, notify active subscribers by email. Continued use of the platform after changes take effect constitutes acceptance of the revised terms.

Contact us

Questions about these terms can be sent to [email protected] or through our contact page.

This page is provided as a general terms summary and does not constitute legal advice. VIP Negócios e Soluções recommends periodic legal review to ensure ongoing compliance with applicable laws in each market it serves.